Home Loan Mortgage in Portage, MI
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Who We Are

Portage, MI Commercial Mortgage

Welcome to Michigan Home Loan Mortgage Pros, your trusted partner for home loan mortgage services in Portage, MI. Our dedicated team specializes in providing comprehensive solutions tailored to meet a variety of financial needs. We offer an extensive range of services, including:

Home Loan Services

  • Conventional Home Loans
  • FHA Loans: Ideal for first-time buyers with lower credit scores.
  • VA Loans: Exclusive loans for veterans and active-duty service members.
  • USDA Loans: For those looking to buy in rural areas with zero down payment options.
  • Jumbo Loans: Financing above conforming loan limits.

First-Time Homebuyer Solutions

  • Special programs designed to assist new homeowners navigate the buying process.

Refinancing Services

  • Rate-and-Term Refinancing: Lower your interest rate or change your loan term.
  • Cash-Out Refinancing: Access equity from your home for other expenses.

Commercial Loan Options

We cater to various commercial financing needs:

  • Commercial Real Estate Loans
  • Multifamily and Office Building Financing
  • Retail Property and Warehouse Financing
  • Hotel and Hospitality Funding
  • Mixed-use Property Loans

Non-QM (Non Qualified Mortgage) Solutions

Tailored products that suit unique borrower situations:

  • Asset-Based and Bank Statement Loans (for self-employed individuals)
  • Interest-only loans
  • Investor Cash Flow (DSCR) loans

Specialty Lending Options

For specialized projects, we provide:

  • Fix-and-flip loans
  • Construction-to-permanent financing
  • Bridge financing & hard money loans

Government-backed Programs

Including but not limited to:

  • FHA 203(k) renovation loans
  • Fannie Mae HomeReady® mortgages

Support Services

To enhance our lending offerings, we also provide valuable support such as:

  • Prequalification & Preapproval services
  • Credit counseling specifically geared towards mortgages
  • Debt restructuring assistance

At Michigan Home Loan Mortgage Pros, customer satisfaction is our top priority. Our commitment to excellence ensures that every client receives personalized attention and expert guidance throughout their mortgage journey. Trust us as your go-to choice for all home loan mortgage needs in Portage, MI. Let’s work together toward achieving your financial goals!

Residential Home Loan Mortgage Services

Professional Residential Home Loan Mortgage Services in Portage, MI.

Commercial Home Loan Mortgage Services

Commercial Home Loan Mortgage Services in Portage, MI.

Professional Home Loan Mortgage services in Portage, MI

Conventional Home Loans

Traditional fixed or adjustable-rate loans for homebuyers in Portage, MI..

FHA Loans

Government-backed loans with lower down payment options for buyers in Portage, MI..

VA Loans

Loans for veterans and military families with no down payment required in Portage, MI..

USDA Loans

Loans with no down payment for eligible rural and suburban homebuyers in Portage, MI..

Jumbo Loans

Loans for high-value properties that exceed conventional loan limits in Portage, MI..

First-Time Homebuyer Loans

Special loan programs designed for first-time homebuyers in Portage, MI..

Refinancing Services (Rate-and-Term)

Services to lower your interest rate or change the term of your mortgage in Portage, MI..

Refinancing Services (Cash-Out)

Refinance your mortgage and tap into your home equity in Portage, MI..

Home Loan Support

Comprehensive support services for home loan applicants in Portage, MI..

Commercial Real Estate Loans

Loans for purchasing or refinancing commercial properties in Portage, MI..

Commercial Mortgage Loans

Mortgage loans for commercial properties in Portage, MI..

Multifamily Loans

Financing options for multifamily residential properties in Portage, MI..

Office Building Loans

Loans for purchasing or refinancing office buildings in Portage, MI..

Retail Property Loans

Financing for retail spaces in Portage, MI..

Warehouse Financing

Loans for purchasing or refinancing warehouse properties in Portage, MI..

Hotel and Hospitality Loans

Loans for the hotel and hospitality industry in Portage, MI..

Mixed-Use Property Loans

Financing for properties used for both commercial and residential purposes in Portage, MI..

Self-Storage Financing

Loans for self-storage facility purchase or expansion in Portage, MI..

Industrial Property Loans

Financing for industrial properties in Portage, MI..

Non-QM Home Loans

Non-qualified mortgage loans for borrowers who don't meet traditional loan criteria in Portage, MI..

Asset-Based Loans

Loans based on the value of assets, available in Portage, MI..

Bank Statement Loans (Self-Employed)

Loans for self-employed individuals based on bank statements in Portage, MI..

Interest-Only Loans

Loans with interest-only payments for a set period, available in Portage, MI..

Investor Cash Flow Loans (DSCR)

Loans for real estate investors, based on property cash flow in Portage, MI..

Jumbo Non-QM Loans

Non-QM loans for high-value properties in Portage, MI..

Foreign National Loans

Loans for foreign nationals looking to purchase property in Portage, MI..

NINA Loans

No Income No Asset loans for borrowers with unconventional income sources in Portage, MI..

Non-QM Mixed-Use Property Loans

Non-QM loans for mixed-use properties in Portage, MI..

Non-QM Office Building Loans

Non-QM loans for purchasing or refinancing office buildings in Portage, MI..

Fix-and-Flip Loans

Loans designed for property flippers in Portage, MI..

Construction-to-Permanent Loans

Loans that convert from construction to permanent financing in Portage, MI..

Bridge Financing

Short-term loans to bridge the gap between buying and selling in Portage, MI..

Hard Money Loans

Short-term loans based on property value in Portage, MI..

Mezzanine Financing

Hybrid loans combining debt and equity for businesses in Portage, MI..

FHA 203(k) Loans

Loans for purchasing and renovating homes in Portage, MI..

Fannie Mae HomeReady® Loans

Affordable loans for low-to-moderate income buyers in Portage, MI..

Freddie Mac Home Possible® Loans

Low down payment loans for first-time buyers in Portage, MI..

Interest-Only Mortgages

Loans with interest-only payments for a set period in Portage, MI..

Balloon Mortgages

Mortgages with smaller initial payments and a larger lump sum due at the end in Portage, MI..

Debt Consolidation Loans

Loans for consolidating multiple debts into one in Portage, MI..

Reverse Mortgages

Loans for homeowners aged 62+ to access home equity in Portage, MI..

Pre-Qualification Services

Services to help you determine mortgage eligibility in Portage, MI..

Pre-Approval Services

Pre-approval services for securing your mortgage in Portage, MI..

Credit Counseling for Mortgage

Counseling services to improve your credit for mortgage approval in Portage, MI..

Debt Restructuring Services

Services to restructure your debt for mortgage qualification in Portage, MI..

Loan Modification Services

Loan modification services to adjust your mortgage terms in Portage, MI..

Mortgage Rate Locking

Lock in your mortgage rate during the application process in Portage, MI..

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Commercial Mortgage in Portage, MI
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Why Choose Us

Best Commercial Mortgage in Portage, MI

## Why Choose Michigan Home Loan Mortgage Pros?

When it comes to securing a home loan in Portage, MI, choosing Michigan Home Loan Mortgage Pros means partnering with experts who truly understand the local market. With years of experience and a commitment to personalized service, we navigate the complexities of home financing tailored specifically for our community.

Our extensive range of offerings includes Conventional Loans, FHA and VA Loans, USDA options, Jumbo Loans, and specialized services like First-Time Homebuyer support. We also excel in refinancing solutions—whether you're looking for rate-and-term adjustments or cash-out opportunities.

What sets us apart? Our customer-focused approach ensures you receive competitive rates and expert guidance every step of the way. Trust us for your commercial financing needs too, from multifamily loans to retail property mortgages. At Michigan Home Loan Mortgage Pros, we're dedicated to helping you achieve your financial goals with integrity and expertise.

Areas We Serve Home Loan Mortgage services in Portage, MI

Oakland Drive

Westnedge Avenue

Kilgore Road

Lovers Lane

Ramona Park

South Westnedge

Popular Zip Codes

49002

49024

Home Loan Mortgage in Michigan Cities

Ada / Addison / Adrian / Alanson / Albion / Alger / Algonac / Allegan / Allen Park / Allendale /

Frequently Asked Questions About Home Loan Mortgage Services in Portage, MI

FAQS about Home Loan Mortgage Services in Portage, MI
Answer
Typically, it takes about 30 days to get approved for a mortgage in Portage, MI, but it can vary based on individual circumstances.
Yes, we offer commercial loan solutions for businesses and investors in Portage, MI.
If you have a low credit score in Portage, MI, we can offer guidance on improving your credit or explore alternative loan options.
Our company stands out by offering personalized service, competitive rates, and a commitment to customer satisfaction in Portage, MI.
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Testimonials

What Our Clients Say About Us